How to get the best deal on tradelines [might not be what you think]

Is this post going to legitimately explain how to legitimately get deals on tradelines? Or, is it click bait? Well, it’s real, but you might not believe how simple the answer is. Or, maybe you never thought about it this way, but…

Stop looking for deals and go negotiate one for yourself.

“If it’s too good to be true, it probably is,” right? People don’t do things for free. People selling tradelines want to make money as much as you want to save it. The trick is striking a balance where both parties walk away happy. Let’s set aside the obvious of avoiding scams and recognizing ridiculous marketing gimmicks for what they are. Instead, let’s talk about how you can get a good deal on tradelines not how someone else can give you one. The distinction is that it’s up to you, not someone else.

Tip 1: Don’t low-ball.

This isn’t a self-serving tip. It’s actually for you. Low-ball offers on tradelines is much different than, say, a low-ball offer on a car. When it comes to tradelines, a low-ball offer says one of two things.

  • First, low-ball offers say “I can’t afford tradelines.” Why would a salesperson put in in a position to benefit from tradelines when you can’t afford the loans you’d get with those better scores?
  • Second, low-ball offers say “I know nothing about this industry.” Also, if you don’t know the pricing of tradelines (i.e., $300.00 tradelines don’t exist), the salesperson will cast doubt on your general credit knowledge and see you like a lot of work. And in doing so… he or she might raise the price of tradelines to offset his or her time.

Tip 2: Be nice.

You have to realize that a tradeline transaction isn’t like a commission on a Bugatti Veyron. We’re talking high three-figure to very low four-figure transactions, here. Yes, every company should treat all clients with respect regardless of the size of the transaction. That’s not the point. The point is this: even a good company may not want to work with someone who isn’t nice. A combative relationship costs more because it’s stressful and it will likely take more time. Here’s an excerpt from “How to Win Friends and Influence People” by Dale Carnegie:

If a salesperson feels like they’re dealing with someone who’s got a case of the grumpies, the client may not only get a bad deal, but the salesperson might refuse to work with the client, entirely. I.e., no deal, not even a bad one. This isn’t a theory; I have seen it happen, personally. On the other hand, and this is the point, if the salesperson enjoys you, connects with you, wishes the best for you and your goals, etc., you’re much more likely to enjoy their empathy in the form of a good deal on tradelines.

So, be likable and you might like the tradeline deals you get from being that way.

Tip 3: Have legitimate goals.

“Stuff rolls downhill,” they say. If you are playing with fire and asking someone else to get involved, they’re going to seriously consider the risks not only to you but to them as well. If you have legitimate, well-thought-out, mainstream goals, your tradeline salesperson will be excited to help propel you to success. Of course, the opposite is true for the inverse. If you are gambling with your efforts, you’re gambling with the tradeline salesperson’s time, too. If you’re tossing spaghetti on the walls to see what sticks, the tradeline salesperson sees themselves as a string of spaghetti. Tradeline experts are trained to sniff out this kind of stuff, so you should be prepared.

Speaking of…

Tip 4: Be prepared.

Sorry to shower you with idioms and adages. But, just one more: Time is money. If a tradeline salesperson sees you like a lot of work, they are going to compensate themselves and their time with higher prices. Do you have your credit reports ready? Are you under contract for a house and ready to apply for a mortgage? Have you already completed credit repair (if needed)? Do you understand why your credit scores are insufficient? Do you have an idea of how tradelines work, already? Do you have enough money to spend on tradelines? Are you ready to buy or are you 4 months out?

Those are more than questions. They’re implications. Consider them and how they can impact the price of tradelines… from a salesperson’s perspective.

Once you do, you will…

Tip 5: Stop looking for deals and go negotiate one for yourself.

Yes, I’m repeating myself. It should make more sense now, though. Stop looking for deals. Instead, look for a legitimate company with which you’re comfortable doing business. Then, negotiate a good deal with them. You can do that by being nice, having legitimate goals and being prepared.

Now, go get a great deal on tradelines!


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