1 tradeline | $35,000 limit with 18 years of history

(247 reviews)
404 Times Redeemed

To qualify for this deal you must have the following:

-A valid Social Security Number
-A valid State Issued Photo ID
-A recent credit report

Recent Comments

    • Tradeline Broker
      October 14, 2016 - 1:51 pm · Reply


      That is a good question, but it is very general. This means any answer is going to range widely. As basic as it gets, trade lines of credit are essentially authorized user accounts on credit cards. When you are added to someone else’s credit card as an authorized user, the history of that card appears on your credit report. To the extent the history of that card is in positive standing, your credit report will benefit from positive history in your credit score will increase. So, for example, this tradeline on which you posted this comment, is a 18-year-old tradeline with a credit limit of $35,000. This is a pretty serious tradeline which would have a very positive impact on one’s credit report. However it might be too big depending on your age, whether you have similar accounts, etc. You will want to contact the company responsible for this listing and discuss your credit goals as well as the appropriate tradeline to help you achieve those goals.

    • Tradeline Broker
      October 14, 2016 - 1:45 pm · Reply

      Hello Carla, you would have to speak with the company posting the trade line in order to find out when it reports. However, generally speaking, tradelines report every 30 days or so. With that general information, it is a certainty that the trade line would post within 30 days. As many companies observe, you should focus first on your goals then on whether tradelines would help achieve them and then, thereafter, focus on the date which the tradeline reports and the costs you will incur. That is the order of priorities for your focus.

    • Tradeline Broker
      October 31, 2016 - 10:54 am · Reply

      Hello! Yes, so long as your SSN is your ONLY SSN, and not an addition number (like a Credit Profile Number, etc.). Authorized user tradelines only affect personal credit and it may be a crime to use secondary credit (other than your SSN) when the banks ask for an SSN. More specifically, yes, if you add authorized user tradelines to piggyback credit, you score will increase. However, you should speak to a professional about your specific credit situation and credit goals, before you purchase. Because, even though your scores will go up, perhaps you have disqualifying information in your report which renders your new score useless. Be careful and ask lots of questions. In other words, its not the process to be worried about, its who you work with you should concern yourself with.

  • Al Green
    December 17, 2016 - 11:49 am · Reply

    Are these primary tradelines or AU’s? I ask since I’d read AU’s don’t last as long on your credit report compared to primary accounts.

    • Tradeline Broker
      January 22, 2017 - 9:17 pm · Reply

      These are AUs. I understand what you’re saying about timing, but keep in mind that tradelines are a temporary boost in order to obtain funding that will be a permanent part of your credit report. You don’t buy primary lines, you apply for, establish and maintain them. So, while you’re correct, just keep the concept in mind on how the AU process works (and also keep in mind you cannot buy primary tradelines).

  • Brittany Lang
    December 27, 2016 - 5:24 pm · Reply

    Question: what happens if you are added to someone’s acct of lets say…”10,000 and then they max it out or its at the limit that does badly affect your credit correct? also once you get established and get your credit where it needs to be how do you remove yourself from someones acct?

    • Tradeline Broker
      January 22, 2017 - 9:09 pm · Reply

      Hello Brittany, if you were added to a maxed out tradeline it would hurt your debt-to-credit ratios and bring down your score, substantially. How substantial depends what’s in your credit report and the tradeline relative to what’s in your credit report. Either way, it’s not a good thing. However, when you order tradelines through a company, everyone involved is making money on the basis of this NOT happening. So, there is a financial incentive for this to NEVER happen.
      You don’t really have to “remove” yourself from the authorized user account. In fact, you will probably be cycled off in less than 60 days. So, no NEW credit information will be sent from that authorized user account to your credit report. So, it will eventually just fall off and the benefit will diminish over time. In other words, there’s nothing left for you to do at that point. Thanks!

  • otunba
    March 17, 2017 - 9:05 pm · Reply

    my credit score is 610. how could i benefit from these trade? dont have no judgement on me just got 4 credit cards with max limit of 3000.

  • Another Company
    September 27, 2017 - 5:41 am · Reply

    The seasoned authorized User tradelines that people buy are supposed to be credit card accounts with flawless repayment histories, relatively high credit limits, and low debt ratios. As mentioned above, that is not always the case.

  • Donnell
    October 2, 2017 - 2:10 pm · Reply

    I’m 37 years old with 4 credit cards which my highest being a chase with a limit of $2500. Will this trade line fit correctly for me?

    • Tradeline Broker
      December 12, 2017 - 10:40 am · Reply

      Donnell, it doesn’t sound like you need tradelines if you already have 4 credit cards. Perhaps consider asking the bank to increase your limits (this will help increase your score). Make sure you’re paying them on time, because missed payments on revolving accounts (credit cards) is the black plague in credit.

    • Tradeline Broker
      December 12, 2017 - 10:38 am · Reply

      Hey Edith. You’re being added as an authorized user. Most credit cards allow multiple users at a time. And, you’re only listed as an authorized user for a short period of time, so that allows the next group of authorized users after you. Make sense?

  • Carl
    February 18, 2018 - 10:16 pm · Reply

    Hello how does this affect me? I’m in the process of buying a house. My FICO is 681. I have two credit cards. One is 15,000 and one is 3600 almost maxed out. Can I add a trade line to help my score?

    • Tradeline Broker
      February 28, 2018 - 10:24 pm · Reply

      Yes, but you’d probably be better off paying down those cards. Maybe even apply for a new credit card (if you think you’re going to get approved for $10,000.00 or more). This could off set your debt to credit ratio. But, to answer your question directly, yes, tradelines could help. I just think you’re already bankable, so I don’t see it as a necessity, unless your lender told you that you needed to do something.

  • Reginald
    March 3, 2018 - 9:47 pm · Reply

    I’m looking to get a trade line my credit is in the low 500s I’m 25 I have no debt just not enough credit & I can’t even get approved for a used car at 15,000 … Will this help ??? & What may be the best deal in your opinion I should choose ?

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.


Raj Sahoo

Raj is a tradeline expert, combining years of experience with tradeline resources that rival most companies. Raj will walk you through the tradeline process as if you were a family member. He reminds our clients to always be goal orientated! With a strong analytic personality, he has a great understanding of the numbers behind credit.